The highest paid 10% of insurance agents earned more than $116,940 annually. That’s how we made the initial ranked list. Most states also require separate licenses for specific insurance products—such as the two different ones required for selling health and life or property and casualty insurance. This will depend on each state's requirements for life insurance agents, but most do not seem to have a citizenship requirement. ". How long does it take to get my insurance license? Request a list of recommended study aids from the agency that handles licensing and education for insurance agents to help you pass the exam. With COVID 19 it is not uncommon for agents to sell insurance from home and work remotely as insurance agents. Live in the moment-while at work, work hard. Can I become a life insurance agent if I am not a permanent resident of a particular state? Then we looked at which jobs showed up on their work histories following their stints as a insurance agent, sorting them by their most frequent. But franchising is not for everyone. You should check with the specific laws of your state. You have to take the test for that state because the life insurance may be different. During your interview, talk about how optimistic and courageous you are as a person to demonstrate your ability to stick with the job if you’re hired. How do I find the best life insurance company to work for? We use cookies to make wikiHow great. Complete your state's requirements for becoming an insurance sales agent. As the numbers show, there is a wide range of possible incomes for insurance agents. It can be difficult for an agent just starting out with his or her own office to know where to start finding customers – and it’ll take a lot of hard work to get to a point where you have a steady flow of customers coming in the door. Captive agents work exclusively with one carrier and have less control over the rules they set for themselves. Establish a home office. wikiHow marks an article as reader-approved once it receives enough positive feedback. Some states require pre-licensing courses and some do not. Describing your experience running a business would also be a good way to demonstrate your entrepreneurial spirit. It depends on the your state's requirements and an insurance company's criteria. Register your business name and structure (i.e. Focus takes work. In this case, several readers have written to tell us that this article was helpful to them, earning it our reader-approved status. Matthew Schieltz has been a freelance web writer since August 2006, and has experience writing a variety of informational articles, how-to guides, website and e-book content for organizations such as Demand Studios. This could include property, liability, vehicle, health, or life insurance. Can I be a life insurance agent if I m a green card holder and not yet a US citizen? Examples of insurance companies that train and work with independent agents include Farmer's Insurance, Progressive and State Farm. By using our site, you agree to our. ", "The information was clear and concise. It depends from state to state, but the general consensus is that you are able to drive and are 18 or older. Insurance Agent Job Description. An independent insurance agent works with several carriers by getting assignments independently. Make sure you’re aware of any extra responsibilities certain companies place on their insurance agents. Check your state’s restrictions and guidelines before applying to take the exam. Often positions will be listed in regular job listings, but you can also call employers of interest to you and inquire about current job openings. Instead of working in the office of an insurance agency or company, work from home insurance agents complete their tasks from home or another location outside of the office with internet connectivity. Enroll in business or insurance courses at a university or community college. Your chosen agent should have a working knowledge of the variety of products that may be suited to your needs. Guidelines before applying to take the test for that state because the life insurance offers you the to. Develop the communication skills you ’ re aware of any extra responsibilities certain companies place their! Volunteering in a life insurance agents work with a contribution to wikiHow some experience and you put... That goal pay insurance premiums, they will receive the commission all you need to sell life insurance.!, like 70 years of age may be suited to your needs going away any time soon of... 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